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Underwritten
by Syndicate No.4444 at Lloyds |
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No Claims Bonus |
If
you have not had an accident or loss involving your
property within the last 12 months we will give you
a 7.5% discount. |
| Loss
of or Damage to the Property |
Loss
or damage to the property caused by fire, lightning,
explosion, aircraft, earthquake (please note that
earthquake cover is not included as standard for
Italy, Cyprus and Greece. However it can be added for
an additional cost), storm, flood, impact,
riot, theft and malicious damage. Option to include
Accidental Damage available. |
| Accidental
Damage to Domestic Supplies |
The
cost of repairing accidental damage to domestic oil
pipes, underground water supply and gas pipes and underground
cables for which you are legally responsible. Limit
of indemnity £500 in total. |
| Contents |
Loss
or damage caused by fire, lightning, explosion, aircraft,
earthquake, storm, flood, impact, riot, theft and malicious
damage. New for Old basis for settlement (depreciation
will be taken into account for clothing only). Option
to include Accidental Damage available. |
| Lock
and Key Replacement |
Cost
to cover replacement of locks to safes, alarms and outside
doors following theft or loss of your keys. Limit of
indemnity £250 in total. |
| Loss
of Use |
The
cover includes loss of rent due or additional costs
of accommodation in the event of the residence becoming
unusable. |
| Liability
to the Public |
The
policy provides an indemnity of up to £2 million
in respect of all sums which the insured is liable to
pay (including law costs in respect of injury to third
parties or damage to third party property). |
| Legal
Liability for Domestic Staff |
Indemnity
for all amounts for which the insured is liable to pay
to domestic staff employed in connection with the premises. |
| Excess |
No excess. |
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Optional
Additional Benefits |
| Swimming
Pools |
a)
Inclusion of swimming pool for same perils as building
insurance
and
b) Loss of use following damage to pool through insured
perils providing 25% of letting fees subject to an overall
limit for any one event of £1,500. |
| Emergency
Travel Cover |
Following
a claim to the property in excess of £1,500 return
air or rail ticket for the insured not exceeding £300
and 50% for a member of the insured's family, not exceeding
£150. In the event of the property being uninhabitable,
the cost of temporary accommodation and/or expenses up
to £150. Maximum amount payable £600. |
| Accidental
Damage |
a)
To the buildings.
b) To the contents within the Home. |
| Freezer
Cover |
Cover
for freezer contents up to £150. |
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| Authorised
and Regulated by the Financial Services Authority. Firm
Reference Number 310663 |
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